Tell me about the currencies of your setting.

Tell me about the currencies of your setting. Is there a single "global" currency that everyone uses for the sake of convenience?

  1. 2 months ago
    Anonymous

    Not really: different countries all emit their own currencies, usually out of silver. The reason they use it is because the biggest empire of the setting is going through a major economic downturn because they devalued their currency massively by alchemizing enormous amounts of gold.

  2. 2 months ago
    Anonymous

    Yes.
    The currency is games.
    You are clearly broke.

  3. 2 months ago
    Anonymous

    I don't even like the coin system stuff from most games. I understand why it matters in theory but for all practical applications players don't care. At least the ones under 40

  4. 2 months ago
    Anonymous

    Technically, every nation mints its own currency, and that's what sees common use outside the major cities. In major cities along common trade routes, however, it's common to instead use the banknotes issued by a particularly powerful international banking syndicate. The bank offers fairly reasonable exchange rates with a minimum of economic friction, as it is advantaged by people operating within its ecosystem more than it would be by trying to squeeze them on conversions.
    All of which mostly serves as a justification for different currencies to be different but still usable by the PCs.

  5. 2 months ago
    Anonymous

    The currency in my setting is controlled by a large group of ugly desert rats.

  6. 2 months ago
    Anonymous

    Yes.

  7. 2 months ago
    Anonymous

    1 gold coin = 10 silver coins
    1 silver coin = 10 copper coins
    1 copper coin = 1 copper coin

    • 2 months ago
      Anonymous

      I sincerely doubt a copper coin could maintain value with itself for long

      • 2 months ago
        Anonymous

        Properly stored copper won't become oxidized and decay so long as it is stored properly and isn't regularly exposed to water. And light oxidation can be polished away fairly easily, so merchants and bankers would not have a difficult maintaining it. So long as it hasn't rotted so much you can't make out what it is, it would work fine and could be restored without too much issue.

      • 2 months ago
        Anonymous

        Because of the oxidation or why?

      • 2 months ago
        Anonymous

        What metal and/or different material would make for an efficient and not as easily biodegradable currency?
        Medieval technology only, so we'd avoid the obvious cases like "plastic coins."

        • 2 months ago
          Anonymous

          Ceramic and glass. Maybe instead of coins they can be marbles with something stamped onto them.
          Alternatively maybe a paint coating on normal coins

        • 2 months ago
          Anonymous

          Gold, Silver, Bronze, Brass, Tin, Ceramics, Cowrie Shells, Pussy.
          The most important thing is that it doesn't tarnish or degrade and remains recognizable as a given currency.

      • 2 months ago
        Anonymous

        >I sincerely doubt a copper coin could maintain value

        Copper in the middle ages had three times the value of refined but unworked iron by weight.

  8. 2 months ago
    Anonymous

    Of course. It's a scifi setting and trade is done on a huge scale.
    Outside of prisons and iso(lated) worlds everyone uses Bitcoins also called Bits, BTs or coins depending on the culture.

  9. 2 months ago
    Anonymous

    someone might actually get some benefit so ill mention it here.

    roman (and then later) brittish currency (pound shilling penny) is great for accounting because if you pay a guy four pennies a day you're paying him four pounds a year (assuming a 4.5 day week because holidays and shit). shillings facilitate that conversion

    • 2 months ago
      Anonymous

      >British "currency"
      Wasn't there this thing where two half-pences doesn't actu get you a pence? I remember that system having something really inconsistent like that.
      Decimalization was based and we should unironically have decimalized clocks.

  10. 2 months ago
    Anonymous

    Well, yes, but actually no. Most local trade is done via loose barter, with communities generally loosely sorting people into jobs that need done to people who can do them without exact numbers. Bigger, more momentous, and nonstandard events are usually handled by equally loose favor trading.

    Deals of a formal, religious, long-term, or trade between communities is generally done by bullion, either in bars (convenient for measuring) or coin (convenient for carrying.) In both cases, it's not who minted the coin or what's on it but some weight of durable metal that matters.

    In very large matters, such as when the crown is involved or some other religious or civic organization of repute, mere letters of promise are enough to facilitate good-faith trading. In time, this will eventually be the basis for the evolution of modern banking, but not until further industrialization and trade over greater distances makes it needful.

  11. 2 months ago
    Anonymous
  12. 2 months ago
    Anonymous

    >Is there a single "global" currency that everyone uses for the sake of convenience?
    In the mortal realm, yes, weights in silver and gold. Different places mint different coins, which may vary in specific value due to authenticity or legal-tender decrees. But most of that is minor enough to just represent everything in pounds and coin-weights.
    There's 250 coin-weights to a pound and each is worth four Gurpsbux.
    Gold is the same weight but worth about eighty.
    There may be scrip or the like in certain places, but none the party has visited. And isolated peoples of course might barter in currency-goods like cows and butter.

    Faeries deal mostly in gossamer thread, measured by length. the value here is nebulous, but I know I quoted someone two-thirds of a league for a soulgem of a creature fae nobles might like as a wall trophy. That's all I've got to go on there.

  13. 2 months ago
    Anonymous

    In my shit, global exploration and settlement is beginning to pan out for many nations, so trade and tender are beginning to mingle across boarders. Currency for countries at war with one another might not fly in their rival states, but the neural state next door is likely to take anything of similar value weight in gold and silver.

    The most commonly traded currency across the world is the Hext (Ӿ); hexagon shaped coins minted from various metals. Iron, Silver, Gold and Platinum are the four largest forms of currency for it, with a 200 coin to pound ratio for each.

    Nations have their own specialized currencies that most commoners will trade day to day in, but most have Hext stored in the banks for emergencies or times when the local currency is undervalued.

    Magical beings such as Fae, Undead and such trade differently within their communities, if they have any to begin with, making regular commercial contracts difficult between them and mortal traders. There are also barbaric tribes that deal in barter and labor as their primary means of trade still, though these sorts of communities also deal in trade currencies with non community members when they can.

  14. 2 months ago
    Anonymous

    Most currency in the Known World uses the Imperial system. There are 60 copper follies to a silver tetradram and 10 tetradrams to a gold piper. Other Imperial coins include the gold piper (found primarily in ruins and treasure hoards), the electrum pyros (technically the same coin but newer and heavily debased), and the bronze faros (legally they're as good as gold, practically they're not accepted at face value except unless an unbribed Imperial official is watching).

    The barbarians and beastmen of the shiftlands don't use money unless they're dealing with civilized, settled peoples. Elves only use money with outsiders, within their communities all obligations are tracked by collective memory.

    The rival empire uses a magical debt tracking system for throneslaves (nonmages not otherwise owned by a wizard-prince, legally all nonmages are slaves) that function somewhat like modern credit cards.

    Freehold dwarves coin only in gold, they make change with gold dust. Imperial dwarves use imperial coinage.

  15. 2 months ago
    Anonymous

    Various powers mint coins. Coin verification magic items are relatively commonplace. As long as the coin is 92% pure (or more) it's considered good currency by almost everyone.

    Bronze coins are the cheapest. Silver coins are the sort a skilled laborer sees for a week of pay. Gold coins are very rare and not seen by any but the most wealthy shopkeepers, merchants, and nobles. There are two types of currency above that: trade bars (steel, gold, electrum, platinum, mithril) that are used for mercantile transactions. And trade writs, which are basically guarantees made by guilds, nobles, or other groups that have a lot of assets to pay a debt when presented with the writ. These are typically used to move smaller sums of wealth around in place of trade bars.

  16. 2 months ago
    Anonymous

    Across most planets they use a standardized, Universal Credit, yes. However, plenty of isolationist worlds prefer their own currency, while the populations of undeveloped planets may not even have developed currency yet.

  17. 2 months ago
    Anonymous

    Coins are valued based upon materials used and weight to the extent those who accept them can quantify them. And yes it does vary from region to region.

  18. 2 months ago
    Anonymous

    The entire world is one nation so yes.

  19. 2 months ago
    Anonymous

    [...]

    [...]

    [...]

    https://i.imgur.com/Ivj9Ose.jpg

    Tell me about the currencies of your setting. Is there a single "global" currency that everyone uses for the sake of convenience?

    [...]

    Who is the shill dumping Gwent art?

    • 2 months ago
      Anonymous

      go back to Ganker

      • 2 months ago
        Anonymous

        go back to Ganker kiddo

        Why so salty about the truth?

    • 2 months ago
      Anonymous

      go back to Ganker kiddo

  20. 2 months ago
    Anonymous

    How do your settings coins look like?

  21. 2 months ago
    Anonymous
  22. 2 months ago
    Anonymous
  23. 2 months ago
    Anonymous
  24. 2 months ago
    Anonymous

    Gold is a world standard, minted differently but worth essentially the same

    Platinum = 10 Gold, for the big spending and rich

    I find Copper and Silver end up being irrelevant for players too quickly to be worth keeping track of. Little point in trying to emulate an economy at that level anyway.

  25. 2 months ago
    Anonymous

    People just barter salvage.

  26. 2 months ago
    Anonymous

    The Fiat currency that's used by the most advanced economy in the world. Think like the dollar.
    It's not particularly interesting, except it DOES basically mean that any crises in the main country will often cause global devastation. Which is why every generation has had a civil war or time of turbulence because of the mishandling of the economy by the main government.

    This has made corporations decide to try and weaken the central government to preserve the peace of the world. In other words, a Cyberpunk setting where the Corpos are the HEROES.

  27. 2 months ago
    Anonymous

    There's local currencies, but gold and silver are, well, gold and silver and accepted at weight instead of face value. If players don't have coins from that kingdom though, they're slightly valued lower as there's no guarantee the coins are good at a glance.

  28. 2 months ago
    Anonymous

    I'm working on a setting that's a bit fantasy and magical technology mixed with some old fashioned irl technology. There's guns and cars and airships etc. Many different countries.

    Not sure what the money would be like tbh, different countries if other parts of the world would probably handle it differently. I really don't know what to fucking do, this is my first time and what's worse is the game i'm running is really close. I've been thinking about everything else but money was at the bottom of my list and now I don't know what to do.

  29. 2 months ago
    Anonymous
  30. 2 months ago
    Anonymous

    These are the most common ones, most countries has their own gold, silver and copper/bronze coins but most silver coins are of similar value.

  31. 2 months ago
    Anonymous
  32. 2 months ago
    Anonymous

    Silver is prized for it's magical, anti-demon and anti-lycanthrope properties. Most civilized nations trade a standardized 0.8 oz. silver coin, one culture internally trades platinum and aurechalc. The rebel provinces of the main empire started their war over pewter coins and fractional reserve banking.

  33. 2 months ago
    Anonymous

    Adventurers and travelers use scrap since you can make things out of it and most people can find use of it. For high end cities they have their own currencies.

  34. 2 months ago
    Anonymous

    Why do you care?

  35. 2 months ago
    Anonymous

    >mfw I catch someone fucking with the exchange rates

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