What video games are set in places like this?

It drove down the value of boomer McMansions, that's legitimately the reason

Incorrect, it was actually to make it easier to resell the building if the franchise went under, they are all generic enough no one's going to think they are going into a specific fast food place if they go in one..... I mean Domino's that didn't change much it just looks like an end cap of a strip mall in its old pic.

Modern, it tends to use a lot of back, white, greys, and make everything square

israeli

Willamette in Dead Rising.

I can hear the music in my head lol

That subdivision is the result of a land developer purchasing a whole-ass farm plot and deciding to fill it with a shitload of houses.
Because once the land has infrastructure and houses built in the last couple of decades, its value skyrockets and even a tiny slice of it becomes worth enough to be a once-in-a-lifetime purchase for most income brackets. So, smaller yards, smaller houses, lower prices, bigger potential customerbase.
Of course, if the on-paper value of a property is STILL too high for anyone actually interested in the area to buy, the price of that property is not guaranteed to go down as per normal supply and demand. Since it's attached to things like the general housing market, and banks' general willingness to give out mortgages and such. So you end up with a ton of densely-packed houses, and a ton of empty houses.